Guarantee
Assurance of financial solutions that meet your business needs
Quick
Loan approvals
100%
Customers satisfaction
No prepayment or
hidden fees
Transparent process
Why people choose us
Transparency is at the core of everything we do. We believe that clear communication builds trust, which is why we ensure that every step of your financial journey with us is fully transparent. From the moment you reach out to us, you’ll receive straightforward information on our services, terms, and processes. No hidden fees, no surprises—just a commitment to helping you make informed decisions for your business.
Speed
Fast and efficient processes to keep your business moving forward
Reliability
Dependable support and services you can trust
Experience
Expertise built from years of successfully serving businesses like yours
About company
Why Choose Moneti Finance?
Our clients choose us because we prioritize their success. Here’s what sets us apart:- Tailored Solutions
- Trusted Expertise
- Reliable Partnerships
- Customer-Centric Approach
- Flexible Financing Options
Knowledge of the market
Only the best professional services
Delivering top-tier services with a commitment to excellence in every aspect.
- Factoring
- Personal loan
- Business loan
- Letters of Guarantee
- Payday loan
About Factoring
Factoring is a financial service that allows businesses to sell their accounts receivable (invoices) to a third party (the factor) at a discount. At Moneti Finance, we offer factoring services to help businesses improve their cash flow and focus on growth rather than chasing payments.
How Factoring Works with Moneti Finance
- You provide goods or services to your customers and issue invoices
- You sell these invoices to Moneti Finance
- We advance you a percentage of the invoice value (typically 70-90%) within 24-48 hours
- We handle the collection of the invoice from your customer
- Once the customer pays the full amount, we transfer the remaining balance to you, minus our fee
Key Features of Our Factoring Services
- Flexible Funding Range: We fund invoices from 1,000 € to 10,000 €
- Quick Cash Flow: Receive up to 90% of invoice value within 24-48 hours
- No Hidden Fees: Transparent pricing structure with no surprises
About Personal loan
A personal loan is a type of unsecured loan that provides you with a lump sum of money, which you repay in fixed monthly installments over an agreed period. At Moneti Finance, our personal loans are designed to help you achieve your financial goals, whether that's consolidating debt, funding a large purchase, or covering unexpected expenses.
Why Choose a Moneti Finance Personal Loan?
- Competitive interest rates
- Flexible repayment terms
- No collateral required
- Quick application process
- Funds available within 2-3 business days
Loan Features
- Loan amounts from €1,000 to €10,000
- Terms from 12 to 60 months
- No prepayment penalties
About Business loan
At Moneti Finance, we understand that every business has unique financial needs. Our business loans are designed to provide the capital you need to grow, expand, or manage your company's cash flow. Whether you're looking to purchase new equipment, hire staff, or finance a new project, our flexible business loans can help you achieve your goals.
How It Works
- Application: Submit your loan application online or speak with one of our business loan specialists.
- Assessment: We review your business financials, credit history, and loan purpose.
- Approval: Receive a decision typically within 2-3 business days.
- Funding: Once approved, funds are typically disbursed within 5-7 business days.
- Repayment: Make regular repayments according to the agreed-upon terms.
Key Features
- Loan Amounts: From 1,000 € to 10,000 €
- Flexible Terms: Choose repayment terms from 1 to 5 years
- Quick Decisions: Get an answer within 2-3 business days
About Letter of Guarantee
A Letter of Guarantee is a financial instrument where Moneti Finance, as the guarantor, promises to cover a specified amount if our client (the applicant) fails to fulfill their contractual obligations to a third party (the beneficiary). This powerful tool helps businesses secure contracts, participate in tenders, and build trust with their partners.
Get financing for whatever you need now
- Application: You apply for a Letter of Guarantee, specifying the amount, purpose, and beneficiary.
- Assessment: We evaluate your financial standing and the nature of the guarantee required.
- Issuance: Upon approval, we issue the Letter of Guarantee to the beneficiary.
- Validity: The guarantee remains active for the agreed period.
- Fulfillment or Claim: If you fulfill your obligations, the guarantee expires. If not, the beneficiary may claim the guaranteed amount.
Key Features
- Customizable Amounts: Guarantees from 100 € to 10,000 €
- Quick Issuance: Letters typically issued within 3-5 business days
- Various Types: Bid Bonds, Performance Bonds, Advance Payment Guarantees, Retention Money Guarantees
- Multiple Currencies: Available in EUR, USD, GBP, and other major currencies
- Online Management: Track and manage your guarantees through our secure portal
About Home Loan
Moneti Finance offers payday loans as a short-term financial solution for unexpected expenses or temporary cash flow issues. We understand that financial emergencies can happen, and our payday loans are designed to provide quick access to funds when you need them most. However, we encourage all borrowers to consider this option carefully and explore all alternatives before proceeding.
How It Works
- Application: Complete our online application form in minutes.
- Quick Assessment: We review your application and perform a quick credit check.
- Approval: Receive a decision typically within 1 hour during business hours.
- Funding: If approved, funds are transferred to your account within 24 hours.
- Repayment: The loan amount plus fees are automatically deducted from your bank account on your next payday.
Home Loan - Eligibility
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About Payday loan
Moneti Finance offers payday loans as a short-term financial solution for unexpected expenses or temporary cash flow issues. We understand that financial emergencies can happen, and our payday loans are designed to provide quick access to funds when you need them most. However, we encourage all borrowers to consider this option carefully and explore all alternatives before proceeding.
How It Works
- Application: Complete our online application form in minutes.
- Quick Assessment: We review your application and perform a quick credit check.
- Approval: Receive a decision typically within 1 hour during business hours.
- Funding: If approved, funds are transferred to your account within 24 hours.
- Repayment: The loan amount plus fees are automatically deducted from your bank account on your next payday.
Key Features
- Loan Amounts: From 100 € to 1,000 €
- Short Terms: Typically due on your next payday (14-30 days)
- Fast Funding: Receive funds within 24 hours of approval
- Simple Eligibility: Must be 18+, employed, and have a bank account
- Transparent Fees: Clear fee structure with no hidden charges
Company value
Company values are a guide on how the company should run in the future.
Our values are the cornerstone of our operations and guide our path forward. They shape our culture, inform our decisions, and drive our commitment to excellence in financial services.
These values are not just words on a page; they are the principles that guide how we run our company today and how we envision our future.
- Innovative
- Talent
- Enabling
- Responsible
Moneti Finance OÜ is currently in the process of obtaining authorization from the regulatory authorities in Estonia. We are committed to complying with all applicable laws and regulations, and we will update our customers on any changes to our regulatory status.
Copyright © 2024 Moneti Finance OÜ.